Buy/Loan players & youth academy

I’m seriously surprised there isn’t either or a function to buy, sell and loan players between guild mates it would make guilds more competitive and the top teams would get a few extra auction points or cash to help them out and teams lower down would get a player boost?
Having a youth academy you can develop players from would be good for the game as well

Totally agree, a loan system amongst guild members would be good.
Genius idea